Banking.

Started by Tetley, March 06, 2024, 08:55:00 AM

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gus-lopez

If using Revolut for purchase always use a virtual card .Even safer is a "one use" virtual card.


lmj52

If you remember, when these « banks » were recommended some time ago, I said be careful with Revolut. My previous financial services company will not use them nor PayPal.

I've banked with Cajasur for 19 years, as non resident and resident and never an issue and no bank charges. Only 30€ for a replacement lost card. Speak as you find I guess.
Vida. Disfruta el viaje.


Angleseyite

Quote from: Tetley on March 06, 2024, 10:10:08 AMAng i bet you have more than 7 quid in you account as welll    :))

Errr, well yes.. :grin:  :grin:

Tetley

Ang i bet you have more than 7 quid in you account as welll    :))
Analogue mechanically  trained 1970,s Fitter  dear living  in a gone digital/tecno mad O Dearie me world......thankfully left behind with it all ,enjoying the bliss of NO phones ,  apps and  shortage of the intellectual, wile still managing to hone underachievement on the day to day in the sun  lol


Angleseyite

I only use reputable banks both Spanish and UK based, I don't pay any charges. I never use PayPal or any system other than Long standing banks.


Tetley

#1
just for anybody on there own ,in the twilight years ,

online is fine to hold small amounts for shopping but not large funds 

this can be held with the uk high street banks but offshore,ie Santander ,HSBC,

i use revolut for shopping only holding small amounts in,for the shop ,example buying something on paypall, the other week it was targeted ,first they tried $360 ....no money ,then they tried $15 ....no money ,only £7 in account ,Revolute were very good and stopped the card ect ,but i could have lost $360 ,so only use these types of accounts and hand over your card details if you are aware you could loose your money ,ie so keep the" attackable funds" in the accounts to the minimum .

taken from sky news below.


200,000 stolen from two accounts
A warning has been issued to Revolut customers after takeover scammers stole more than £200,000 from two accounts.
Both victims saw their accounts targeted by fraudsters who passed the digital bank's selfie security checks just days apart, according to Which?.
The consumer watchdog said one of the victims was on the brink of bankruptcy after £165,000 was taken from their account, while the other had lost more than £40,000 in 10 minutes.
The criminals pretended to be part of the Revolut fraud team, calling about suspicious activity and passing a series of security checks to hack into the customers' accounts.
Which? said Revolut investigated both cases and would not refund any of the losses because its multi-factor authentication checks were completed.
Revolut has told the victims it will not refund the money, according to Which?[color=var(--post-caption-color)]Revolut has told the victims it will not refund the money, according to Which?Reuters

This included the use of a selfie to gain access to the account, a security code being entered after it was sent by text and a login from a new device after an email was sent to a registered address.
Revolut told Sky News it was aware of a "recent increase" in advanced account takeover scam attempts, and it was "deeply concerned" by the number of crimes being committed using fake phone calls.
"We are sorry to hear of any instance where our customers have been targeted by ruthless and sophisticated criminals. Each potential fraud case concerning a Revolut customer is carefully investigated and assessed independently of other cases," it said.
It also said it was "continuously strengthening" its fraud controls to stay one step ahead of new trends.[/font][/size][/color]
Analogue mechanically  trained 1970,s Fitter  dear living  in a gone digital/tecno mad O Dearie me world......thankfully left behind with it all ,enjoying the bliss of NO phones ,  apps and  shortage of the intellectual, wile still managing to hone underachievement on the day to day in the sun  lol